There are some of us who can afford to purchase expensive gifts for our loved ones and friends; and then there are others who simply can’t afford to splurge. Christmas is a time for giving but not at the expense of getting yourself into debt and being cash strapped come January.  Let’s face it this year has been tough on consumers.  But hey, don’t allow the economy to be the Grinch who spoils your Christmas. Giving doesn’t have to be extravagant and cost a fortune.  However do put some thought into your gift giving. Allow me to share 10 Affordable and Thoughtful Christmas Gift Ideas that won’t break your budget. View Post