Drafting a last will and testament should be a priority.
A couple of days into 2018 and you’ve probably made your new year’s resolutions. You have set your goals and reevaluated what you want to change in your life. Whether you will accomplish it or not, it is all up to you. But thinking of your new year’s goals,have you prioritised planning for the day when you will die by drafting your last will and testament.
Is this a priority for 2018?
There is never a convenient time to think of what will happen the day when you leave this earth. It is a grim subject and drafting this document is not a very pleasant exercise.
Christmas is a time for giving and receiving but is it only exclusively to close family and friends. Do we even spare a thought to those in need? Our children receive so much throughout the year. Besides their birthdays, they are at the receiving end whether you celebrate Easter, Hanukkah, Diwali, Halloween, Thanksgiving and Christmas.
As parents we want our daughters to be grateful for what they have and to think of those who don’t. That is why my husband and I felt that we wanted them to learn about the spirit of giving back from a very young age. We have incorporated giving back as a family routine.
Ideas to budget this Christmas Season and avoid Overspending
Christmas is a time to be merry, jolly and festive. Also known as the silly season and the festivities can easily cripple your bank account. With this holiday season comes expenses and spending that the majority did not save a cent for.
Most people earn their holiday pay or bonuses at the end of November or early December. This also intensifies the spending spree as there is more money in your bank account. Thus making Christmas the most expensive season of the year as people buy more than usual and overspend on items that they don’t really need.
During December prices are steeper than any other time of the year. Overspending on gifts, food and social activities leave most cash strapped before or just after Christmas. Receiving a salary early in December poses a problem. It could be up to 6 weeks before receiving the next salary at the end of January.
Three weeks ago Brent and I celebrated our 13 year wedding anniversary with a weekend stay at The President Hotel in Bantry Bay. This award winning 4-star hotel with it’s superb location has incredible views of Lions Head and the Atlantic Ocean. It offers luxury facilities, gourmet style cuisine and fantastic guest relations. Sunday past we headed back to the hotel. With compliments of the President Hotel, we (including the girls) were invited to experience the Sunday lunch buffet at the hotel’s Island Restaurant. We knew that the food was going to be good as we’ve already experienced the restaurants’s cuisine during our stay at the hotel. Sunday lunch away from home is always a bonus as it saves us from cooking.
Nearly 5 months into blogging and I am honored and humbled to receive this award. A huge thank you to Yeshira Sewdayal over at Brown Girl Journal for nominating Miller In The City for the Blogger Recognition Award. Brown Girl Journal is a travel and food blog, showcasing Yeshira’s passion for travel and the good food that goes with it. View Post